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You are what you want to be. Just like you are what you eat, it also follows that you are what you think. If you set your mind to work for somebody as an employee, you will look for a job and you will be satisfied working as an employee. However, if you set your mind properly to attain financial freedom, you will find means of getting wealthy without the pressures and hassles of working for someone else.
It seems that the mindset of many people is almost always pre-occupied with working as an employee that they forget or unintentionally ignore to cross the line, to see how they can create real wealth.
Just like a coin, they never bothered to look and to find out how it feels to be on the other side of it.
Are you aware that the word “job” fits as an acronym for “just over broke?” And rightfully, the meaning does make sense. Having a job (as an employee) lets you earn just enough to cover your daily expenses.
If you lose your job, you’re broke. Having a job or working as an employee for somebody means your privileges are limited and confined. Although your income is guaranteed, it is also limited.
You see, employers pay just enough so that employees don’t quit. Consequently, employees work hard enough just so they don’t get fired. Subconsciously, if you are an employee, the creative side of your mind is not put to work in full capacity.
You may be making somebody rich but definitely, that somebody is not you. You surrender control of your finances to somebody and you are at his/her mercy. If his/her business go down, you go down with it.
If it goes up, it goes up alone. Most likely, you stay as you are. To surrender one’s finances to somebody is like having your future shaped in somebody else’s hand, not on your own.
I’m not saying that employers are bad. They provide jobs and it’s good. I’m just painting a picture of one of life’s realities which we hardly notice at times. If you go to business, you eventually end up as an employer yourself. I’m just opening the financial area of your mind.
Consider this: Palms facing up is receiving, kind of similar to begging. Palms facing down is giving. Employees receive.
Employers give. How do you want your palms’ position to be?
Skype: feiyie07
Here are additional helpful tips to gain financial knowledge:
1. When hiring a person to work for you, hire one who is more knowledgeable in the position you intend to hire him/her for. This way, you will have less worry if he/she is able to perform the job. You get to learn from the person, and you’ll have more time to attend to other moneymaking ventures. Don’t think the person might be a threat to your business, as long as you pay him/her well. Otherwise, he/she need not work for you in the first place.
2. Changes, especially those that involve bargains, can spell profit. Take for example in a supermarket where there is a “sale.” People’s most likely reaction is to buy and stock up. It is normal reaction but peculiar when analyzed. In the stock market, when there is a price crash, people tend to shy away. This is contrary to what happens in the supermarket. Why?
Perhaps, we will never know. On the other hand, when prices in a supermarket go up, people shy away. Again, in the stock market, when prices go up, people start buying which shouldn’t be the case.
3. Part (or shall I say a big portion of) financial knowledge is knowing the difference between an asset and a liability.
Actually, an asset or a liability depends on the person looking at the thing. What you think is an asset, could be a liability to another person. As mentioned before, anything you own that earns is an asset; otherwise, it is a liability.
4. Oftentimes, we stick to the conventional way of doing business: “This is the way it is done here.” For all we know, the conventional way might not be the best way. Look at it another way, the unconventional way. It could save money, and money saved is money made.
5. High emotions (fear included) can sometimes suppress financial knowledge. Do not let your financial ability submit to your emotions. Overcoming emotions is, per se, part of the learning process. Similarly, making financial decisions without proper training on finances is disastrous.
Gain more financial ability is simply having more options for opportunities that come your way. In the same manner, a higher level of knowledge can help you spot opportunities other people don’t see. What you can’t see with your eyes, you might see with your mind.
Money comes and goes. But unlike money (although this is what we’re aiming for), financial knowledge stays. The nourishment it needs to stay keen is to keep it accurate and up-to-date.
If you feel like you’re being pushed around, stay smart, exercise self-discipline, and keep updated. Be alert and look out for “double standard” information (information that requires double checking). It is better to reconfirm than be sorry later.
The basics of financial knowledge should have been taught in school; but it hardly did, and it looks like it hardly will. This explains why the poor and middle class comprise the majority of the populace with its gap from the rich ever widening.
If a person winds up with a lot of cash without financial ability, this person is bound to find his/her money gone soon. We’ve heard of athletes who earned millions during their prime and movie stars who amassed untold fortunes only to grow old broke.
Having financial knowledge is truly vital to maintain and grow your wealth.
Skype: feiyie07
“What Really Makes You Tick?” 10 questions you should ask to yourself: a preparation to self-improvement
Be all you can be, but it’s not always in the Army. I often see myself as somewhat contented with my life the way things are, but of course it’s hard to think of anything else when where are real issues to be discussed.
Still I aspire for something deeper and more meaningful.
So we’re all pelted with problems. Honestly it shouldn’t even bother or even hinder us to becoming all we ought to be. Aspirations as kids should continue to live within us, even though it would be short-lived or as long as we could hold on to the dream. They say you can’t teach an old dog new tricks… or can they?
1. What do I really want?
The question of the ages. So many things you want to do with your life and so little time to even go about during the day.
Find something that you are good at can help realize that small step towards improvement. Diligence is the key to know that it is worth it.
2. Should I really change?
Today’s generation has taken another level of redefining ‘self’, or at least that’s what the kids are saying. Having an army of teenage nieces and nephews has taught me that there are far worse things that they could have had than acne or maybe even promiscuity. So how does that fit into your lifestyle?
If history has taught us one thing, it’s the life that we have gone through. Try to see if partying Seventies style wouldn’t appeal to the younger generation, but dancing is part of partying. Watch them applaud after showing them how to really dance than break their bones in break-dancing.
3. What’s the bright side in all of this?
With so much is happening around us there seem to be no room for even considering that light at the end of the tunnel. We can still see it as something positive without undergoing so much scrutiny. And if it’s a train at the end of the tunnel, take it for a ride and see what makes the world go round!
4. Am I comfortable with what I’m doing?
There’s always the easy way and the right way when it comes to deciding what goes with which shoes, or purse, shirt and whatnot. It doesn’t take a genius to see yourself as someone unique, or else we’ll all be equally the same in everything we do. Variety brings in very interesting and exciting questions to be experimented.
5. Have I done enough for myself?
Have you, or is there something more you want to do? Discontentment in every aspect can be dangerous in large doses, but in small amounts you’ll be able to see and do stuff you could never imagine doing.
6. Am I happy at where I am today?
It’s an unfair question so let it be an answer! You love being a good and loving mom or dad to your kids, then take it up a notch! Your kids will love you forever. The same goes with everyday life!
7. Am I appealing to the opposite sex?
So maybe I don’t have an answer to that, but that doesn’t mean I can’t try it, though. Whether you shape-up, change the way you wear your clothes or hair, or even your attitude towards people, you should always remember it will always be for your own benefit.
8. How much could I have?
I suppose in this case there is no such things on having things too much or too little, but it’s more on how badly you really need it. I’d like to have lots of money, no denying that, but the question is that how much are you willing to work for it?
9. What motivates me?
What motivates you? It’s an answer you have to find out for yourself. There are so many things that can make everyone happy, but to choose one of the may be the hardest part. It’s not like you can’t have one serving of your favorite food in a buffet and that’s it. Just try it piece by piece.
10. What Really Makes You Tick?
So? What really makes you tick? You can be just about anything you always wanted to be, but to realize that attaining something that may seem very difficult is already giving up before you even start that journey. Always remember, that self-improvement is not just about the physical or philosophical change you have to undergo, but it’s something that you really want.
I hope you enjoyed this 10 questions you should ask yourself. Feel free to share it! 
Skype: feiyie07
For all the most important things in life, the timing always sucks.
So if you’re waiting for a good time to quit your job, or waiting for that right moment to pop the question, or waiting for the perfect time to start your online business…
…NOW is the best time!
The stars will never all be aligned together and the traffic lights of life will never all be green at the same time. No, the world doesn’t hate you, but it won’t go out of its way to help you either.
YOU are the best person to help yourself. Only YOU can take action in order to achieve your goals. Yes, you WILL make mistakes. But who cares. Nothing can’t be fixed.
If you’re worried about what will happen, do this little exercise…
Sit down and think of the absolute worse thing that can happen if you take your desired action. Think about this for a few days by replaying it over and over in your mind.
Yes it will be scary at first, but after you’ve run through it a few times and you’ve become comfortable with this scenario, think of how long it would take to fix any problems that arise.
Now the worst case scenario rarely ever happens, but if you can live with what MAY happen, go ahead and just do it. You can simply fix any problems as you go.
Listen, the timing is rarely (if ever) right. Putting things off to “another day” is a disease that will steal your dreams. If it’s important to you, just do it and correct course along the way.
Skype: feiyie07
Procrastination is basically a way of life for many people as it allows you to take a more ‘comfortable’ option for delaying tough decisions.
When people procrastinate they are more often than not putting off doing something that could be a huge benefit to them, but for some reason they use more energy and effort in delaying this task than actually doing it.
If left unchecked procrastination can become habitual and it this is one of the main reasons why many people do not achieve their goals or dreams.
So why do people procrastinate?
While there are a number of reasons why this happens, one of the most common reasons is due to a subconscious fear of failure, or a fear of change that is stronger than the goal of success.
Maybe you’ve had a past bad experience and therefore you are hesitant to venture out of the box for fear of being ‘bitten’ again. Maybe it’s a confidence thing we’re you just don’t have the self-confidence to breakout of your comfort zone.
Or maybe it’s because you believe that because you weren’t born into successful or wealthy beginnings, you will never amount to anything remotely worthwhile. So rather than going through the pain of failure, you just don’t bother to try in the first place.
This is the road of self-destruction. Listen. You’re going to make a few mistakes along the way – this is all part of ‘playing the game’. But you are also going to hit a few home runs and it’s during these times you realize how easy it really is.
Those who are totally committed to attaining their goals learn to overcome their initial fears and take the necessary action to do the things they have put off for so long.
You’ll be surprised that when you break the cycle and take action a great weight will be lifted from your shoulders and you will wonder why in the world you didn’t do this earlier.
But of course overcoming your fear is not always easy.
In fact it can be quite scary as there may be some real issues that you need to resolve, so you don’t want to make the wrong decision. So first and foremost you need to carry out due diligence to satisfy any concerns you may have.
After you’ve done your research and you are happy with what you have found, it’s time to make you’re your decision as to whether it is worth your while to take action or not.
But how will you know whether you should take action?
To help you get started here are some steps you should follow to help you make your decision a little easier:
Make a list of all the things you need to do that you have been putting off, you probably have this “to do” list already drafted in your mind or written down in a safe place.
Then, go to a quiet place where you will not be interrupted for about 20 minutes. Go through each item on the list and write down your excuses for not having completed the task already.
Maybe there is a money problem, or you do not think you have enough education or the proper qualifications. Whatever it is just write it down and do not worry about how it will be resolved, you can worry about this later.
Next, go through the list again and write down the benefits you currently enjoy because you are procrastinating on these tasks. Yes, you must be receiving a benefit for not doing the task otherwise you would have done it by now.
For example – if you wrote down that you do not have enough education, then the benefit you are receiving right now by not getting an education is that you have more money than you would if you were spending it on school fees or text books.
Another benefit could be that you have more time to do what you want, instead of spending it locked away for hours on end studying for boring exams.
When you’ve done this repeat the same process, but this time write down the benefits you would receive if you didn’t procrastinate and took action on a particular topic.
Finally, look at all the reasons you have listed as excuses for procrastinating and the benefits you are receiving and compare these to the benefits if you did take action. Do your excuses still make sense?
This is the time to sit down again and make a plan – a plan that you will stick to and not put off for any longer. Quickly write down a list of things you will do to make your dreams a reality and make a “to do” list that you will actually do!
Then, go through the list again and put them in the order you will do them (example: Do you need to get a loan before you can go to college?) Also, write down the date that you will complete each item.
Now that you have your work planned that you can achieve in a manageable way, go out and make your dreams come true!
Check out these 101 Tips to Avoid Procrastination.
Skype: feiyie07
